On the individual side in particular, there may be a need to structure investments to cater for a number of eventualities i.e.
Retirement
Retrenchment
Death
Disability
Questions often asked by individuals regarding their personal financial affairs are:
What would I have in the event of any of the above occurrences?
How do I fund for these eventualities on a tax-efficient basis? And
How do I know if I am adequately covered?
These are questions often asked or perhaps just thought about by busy business people, who are too concerned with the business situation and seldom take time to analyse their own situation.
PFPS is in a position to provide a service in this area from a basic consultation to a detailed analysis of the individual’s affairs. The basis of our advice it to educate the individual, so that he/she is in a position to understand what he/she is investing in, why he/she is doing it and how it affects his/her overall financial planning.
