On the individual side in particular, there may be a need to structure investments to cater for a number of eventualities i.e.

  • Retirement
  • Retrenchment
  • Death
  • Disability

Questions often asked by individuals regarding their personal financial affairs are:

  • What would I have in the event of any of the above occurrences?
  • How do I fund for these eventualities on a tax-efficient basis? And
  • How do I know if I am adequately covered?

These are questions often asked or perhaps just thought about by busy business people, who are too concerned with the business situation and seldom take time to analyse their own situation.

PFPS is in a position to provide a service in this area from a basic consultation to a detailed analysis of the individual’s affairs. The basis of our advice it to educate the individual, so that he/she is in a position to understand what he/she is investing in, why he/she is doing it and how it affects his/her overall financial planning.

We have pleasure in submitting a proposal on the financial planning services we can provide you and your employees. It is our perception that many employees have a need for professional advice with regard to their personal investments. The objective of this proposal is for you to consider our involvement in you company from the point of providing your staff with financial planning advice either individually as required or by presenting a short seminar to your staff as a group, with follow-up individual consultations. At the outset we would like to briefly explain who PFPS Wealth Management (Pty) Ltd are and the type of services we provide.

We focus on independent financial consulting, with the emphasis being placed on the development of innovative products and solutions. Our main activities are in the tax and investment fields, through insurance and investment linked products. Specific emphasis is placed on executive tax planning. We also provide legal and para-legal services through Professional Trust Services (Pty) Ltd (PTS).

We can be of benefit to clients, both on the individual side as well as to the employer (on a group basis).